- Discover
Credit Theft & Fraud
How to discover credit theft and fraud before it has a negative impact on your credit. Your consumer rights regarding your credit file are ensured by several federal laws. In addition, state law which also apply.
- Resolving
Credit Problems
Ways and procedures to resolve credit problems. You've always had a spotless credit history. You pay your bills on time. And you live well within your financial means. But, recently you've received a few calls from collection agencies requesting payment for items you didn't buy.
- Tips
for Improving Credit File and Score
How improving your credit file and score can save you money. Perhaps the most valuable suggestion for improving your credit file, and consequently your credit risk score, is to act responsibly. Know your financial limitations.
- Your
Credit Rights
What credit rights you have as a consumer. Once you have your credit report from Equifax, Trans Union, or Experian (formerly TRW), there is a specific procedure for removing and correcting items, or adding your own statement.
